Lyra Studio's floor spans 160+ vehicles across body types and fuel variants — petrol, diesel, CNG, and EV — each carrying a full condition report and a confirmed on-road price before you sit across from us. Financing cleared through 14 lending partners, RTO filing handled in-house, insurance activated on the day you take delivery.
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From fuel-type advisory and mechanical checks to loan structuring and registration, Lyra Studio closes every gap in the buying process.
Each vehicle undergoes a 120-checkpoint inspection covering engine compression, suspension geometry, underbody rust, and panel alignment before the price is published. The full report travels with the car.
Every pre-owned unit is verified against VAHAN and lending institution records to confirm clean ownership and zero active hypothecation. You never inherit someone else's unpaid loan.
We run parallel loan queries across 14 banks and NBFCs — including HDFC, SBI, and Kotak Mahindra — and present every eligible offer side by side so you choose on interest rate and tenure, not guesswork.
Maharashtra RTO paperwork — Form 20, Form 21, Form 22, road tax calculation, and smart card RC — is prepared and submitted by our dedicated documentation team. You don't visit a single government counter.
Comprehensive motor insurance is quoted, compared, and activated before you turn the key — aligned with delivery date so your first drive is fully covered from the moment you leave our lot.
A structured 20-minute consultation maps your daily commute distance, parking situation, and fuel access to a recommended fuel variant — so you don't buy a diesel for a 10 km daily run or a pure EV without home charging.
We offer pre-mapped test drive circuits across Andheri, Bandra, and Powai — covering stop-start traffic, flyover acceleration, and parking manoeuvres — so you evaluate a vehicle in conditions that mirror your actual use.
For both new and certified pre-owned vehicles, we tie up extended warranty contracts with authorised service networks — covering powertrain, electrical, and AC systems — with terms you can read before signing.
A look at recent transactions — vehicle type, financing structure, and what made the deal work.
Pre-OwnedA buyer from Andheri West wanted a used hatchback but was unsure whether to pay more for a factory CNG or buy petrol and retrofit. Our fuel-type assessment mapped his 22 km daily commute and Marol parking situation — he purchased a 3-year-old factory CNG unit at ₹5.4L on-road, with clean title and 14 months remaining warranty transferred.
New VehicleA Thane family needed a third row for school pickup and weekend Lonavala runs. We confirmed the exact on-road price — including Maharashtra road tax at 11% and first-year comprehensive premium — before the booking amount was paid. Registration completed in 9 working days, delivered with extended powertrain warranty active.
EV PurchaseA buyer from Powai shortlisted an electric compact SUV but had concerns about battery degradation on a 4-year-old unit. Our diagnostic report confirmed 94% State of Health with an estimated 310 km Mumbai-cycle range. Financing was structured through an EV-specific NBFC offer at 8.9% interest, delivery completed with FAME II subsidy documentation in order.
Trade-InA buyer in Bandra wanted to move from an ageing petrol sedan to a turbocharged compact SUV. We appraised the existing car at ₹7.2L against three live market comparables, netted it against the new vehicle's on-road cost, and structured the balance loan at a 9.2% rate across a 60-month tenure.
Fixed-price packages that combine vehicle category, documentation, and finance support — so you know the full cost upfront.
Whether you're replacing a city runabout or upgrading to a weekend SUV, our inventory is built around how Mumbaikars actually drive.
Our hatchback segment covers petrol and CNG variants in the 800cc–1200cc range — ideal for Andheri to Fort commutes where parking space is a constraint as much as fuel cost. CNG variants include factory-fitted kits with valid certificates.
Petrol · CNG · Manual · AMT
For buyers covering longer stretches between suburbs — or needing a presentable car for client meetings — our sedan inventory includes both naturally aspirated and turbocharged petrol options with multilink rear suspension for highway stability.
Petrol · Diesel · Auto · Manual
Mumbai's speed-breaker reality and monsoon flooding make ground clearance a practical spec, not a marketing point. We stock compact SUVs starting at 180 mm clearance and 7-seat diesel SUVs for families covering school and weekend highway trips.
Diesel · Petrol · 5-seat · 7-seat
Each electric vehicle on our lot comes with a battery health diagnostic showing State of Health (SoH), estimated range under Mumbai driving conditions, and an honest assessment of whether home charging is feasible for your building setup.
EV · SoH Certified · Home Charge Advisory
A structured process so you know exactly where you stand at every stage — no waiting, no mystery fees.
Every vehicle on our lot is listed with real photos, a condition summary, and an indicative on-road price. Filter by budget, body type, or fuel variant before you step through the door.
Shortlist up to three vehicles, review the mechanical report with our floor advisor, and take each for a test drive on one of our mapped Mumbai routes. No sales pressure, no artificial urgency.
Our finance desk pulls live loan offers from 14 lenders, shows you the interest rate, processing fee, and total payout side by side. Once you choose, the on-road price — including RTO, insurance, and extended warranty — is itemised and confirmed in writing.
RTO filing is submitted before delivery. On the day you take the car, you receive the insurance policy, temporary registration certificate, and a delivery kit with all original documents — including the inspection report and warranty papers.
Answers to what buyers ask before, during, and after the purchase — specific to how car buying works in Mumbai.
Every price listed for a pre-owned vehicle at Lyra Studio is the amount you pay to drive it away — it includes RTO transfer charges, Maharashtra road tax differential (if applicable), and the first-year insurance premium. We publish an itemised cost sheet before you pay a booking amount, so there is no figure that surfaces only at billing.
Yes. We assess the market value of your existing vehicle and check the outstanding principal directly with your lender. The difference between our appraisal and the foreclosure amount is netted against the new vehicle's price. We coordinate the foreclosure NOC process and update the RC — you don't manage that separately.
State of Health (SoH) measures remaining usable battery capacity relative to the factory rating. A 94% SoH on a vehicle rated for 400 km means roughly 376 km of range under ideal conditions — and typically 280–310 km in Mumbai's stop-start traffic cycle. We provide a printed diagnostic report so you have a documented baseline, not a salesperson's estimate.
Several of our 14 lending partners — primarily NBFCs — assess self-employed buyers on bank statement analysis, GST returns, and business vintage rather than ITR alone. We run your profile across eligible lenders simultaneously and present only the offers you actually qualify for, so you don't waste time on applications that will be declined.
For new vehicles in Maharashtra, our documentation team submits Form 20, Form 21, and Form 22 along with road tax payment within two working days of delivery. The smart card RC typically arrives within 14–21 working days. You receive a temporary registration certificate valid for one month on the day you take the car.
Maharashtra levies road tax on the vehicle's ex-showroom price as a percentage — currently 11% for vehicles priced above ₹10 lakh. CNG vehicles are eligible for a concessional road tax rate, which reduces the registration outgo by roughly ₹15,000–₹25,000 depending on the vehicle's value. We calculate and display both figures when you compare fuel variants.
For new vehicles, we can place a factory order or source from our authorised network allocation — typical lead times range from 3 to 8 weeks depending on the variant and current production schedule. We provide a written commitment on delivery timeline and lock in the on-road price at booking so Maharashtra road tax increases don't affect you mid-wait.
Walk into Lyra Studio on any day of the week, test drive your shortlisted vehicles on real Mumbai roads, and leave knowing the exact on-road number. No follow-up surprises at RTO or the insurance counter.
Walk into Lyra Studio on any day of the week, test drive your shortlisted vehicles on real Mumbai roads, and leave knowing the exact on-road number. No follow-up surprises at RTO or the insurance counter.